Insurance Genie

COI Compliance Checker

📄 Drag & drop COI PDF here, or click to browse
Upload a COI PDF to check compliance against these criteria:

Coverage Limits (Exhibit G)

  • CGL — Each Occurrence ($4M)
  • CGL — General Aggregate ($4M)
  • CGL — Products/Completed Ops ($4M)
  • CGL — Personal & Adv Injury ($4M)
  • Auto Liability ($2M)
  • Workers Comp — 3 categories ($1M ea)
  • Umbrella/Excess ($3M ea)

Endorsement Forms (47 rules)

  • CG 2010 / CG 2037 variants
  • Carrier-specific forms
  • Acceptable vs Not Acceptable
  • "Whichever is less" language
  • Limits limitation clauses
  • Side-by-side comparison on failures

Description of Operations

  • Additional Insured naming
  • "All parties" language
  • Primary & non-contributory
  • Waiver of subrogation
  • 30-day cancellation notice
  • Project/contract number
  • Per Project aggregate

Limitations: Only endorsement forms in the 47-form ruleset are evaluated. Forms found in the PDF that are not in the ruleset will not be flagged. Scanned or image-based PDFs may not extract text.

Coverage Limits

Coverage Type Required Found Status

Endorsement Forms

Form Carrier Ruling Issue

Description of Operations — Required Language

Need deeper review? Copy findings to paste into Copilot for Additional Insured context, rejection emails, or edge-case analysis.

Limitations: Only endorsement forms in the 47-form ruleset are evaluated. Forms found in the PDF that are not in the ruleset will not be flagged. Scanned or image-based PDFs may not extract text.

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